Zenith Bank Plc has posted gross earnings of ₦2.52 trillion for the first half of 2025, reflecting a 20% increase from ₦2.1 trillion recorded in the same period last year.
The growth was mainly driven by a 60% surge in interest income, which rose to ₦1.84 trillion.
Despite higher impairment charges, the bank reported a profit before tax of ₦625.63 billion, while profit after tax stood at ₦532 billion, translating to earnings per share of ₦12.95.
The board has declared an interim dividend of ₦1.25 per share, up from ₦1.00 per share in H1 2024, underscoring Zenith Bank’s commitment to delivering value to shareholders.
As of June 30, 2025, Zenith Bank’s total assets rose to ₦31 trillion, while customer deposits grew by 7% to ₦23 trillion. The bank’s loan book decreased slightly to ₦10.2 trillion, and its non-performing loan ratio improved to 3.1% from 4.7% at the end of 2024. Its capital adequacy ratio remains strong at 26%.
Commenting on the performance, Group Managing Director/CEO, Dame Dr. Adaora Umeoji, OON, said, “Our performance reflects the dedication of our innovative workforce and strategic execution. We remain confident of stronger growth in the second half of the year and anticipate a robust year-end dividend.”
